I’m working on a partnership in a TBM with two other relatively low time pilots. They got a quote from a broker other than the one I use for my Baron. They asked if I could get a quote from my broker. I asked for and received a quote. I thought my potential partners had gotten a quote on a different plane. My broker wrote to me today to pull the quote, saying the plane had been quoted by the same carrier to another broker. The quote to me was 6K more annually and double the deductible, with more or less the same limits and training requirements.

Isn’t that interesting. Same carrier, different broker, markedly different pricing and conditions. What a business. Completely opaque pricing. Impossible to know which broker will get the best deal.

Antitrust, collusion, anticompetitive practices? I guess we can’t do much about it, but it sure is infuriating

Who were the underwriters for each quote? Were they the same?

Same underwriter

Same named pilots and pilot history forms? If so, I hope they either made a simple math mistake or overlooked some underwriting criteria on one or the other, but that is a big impact on premiums and terms.

Lack of transparency is frustrating with the broker in the middle, but I would hope the broker could help prevent something like this from happening.

Same everything

Something is not right. I was repeatedly told that once an N number is quoted, the same quote will be given within x days to any broker, so shopping brokers at that point is pointless. Unless new broker have access to different underwriter.

Read the fine print on actual proposed policies (including all riders) vs. just the premium numbers. I bet $0.02 you'll find that different brokers asked for different coverage and that proposed policies have substantial differences in actual policy terms that coverage (again, not just limits and premiums, but what's covered and what isn't)

Skip the middle(fill in your preferred pronoun), go w Avemco.

Avemco doesn’t do turbines.

Hi Dennis -



I wouldn't say that... 25 hrs vs 40 hrs dual before solo qualification is a pretty big difference (to me).

That said, I sure hope we can put together this partnership despite all the effort of the insurers to prevent it.